Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Information
Auto insurance is one of those things that you probably don’t think about much, but it’s extremely important for your safety and your budget. You need to make sure you have the right amount of coverage for the right price, but you don’t want to pay for too much coverage either. So how can you get the auto insurance coverage that’s right for you? The Insurance Store USA can help!
We operate in Kissimmee, FL, and instead of selling you our insurance, we help you by finding multiple quotes from other insurance companies. Then, we’ll help you compare the quotes to your needs so that you get exactly what you need for a price that you’ll love. Protect your car, your family, and your wallet with our help today.
Get the Right Insurance
The Insurance Store USA isn’t out to make money off of you. Instead, our only goal is to help you find the car insurance that you need. To that end, we strive to gather at least 20 different quotes from different insurance companies that we can go over with you.
Once you have those quotes in front of you, we can help you decide how much coverage you really need. Do you want to buy more property damage insurance? Maybe you would feel safer with extra collision coverage, but you don’t think you need quite as much uninsured motorist coverage.
Everyone is different and has a different situation, so we aim to find a coverage plan that fits your lifestyle. Below is some information regarding Florida’s auto insurance requirements. Outside of those requirements, however, your coverage is up to you. Let us help you find what you need.
We have years of experience in the insurance industry, and our agents act as your advisors, not your sales representative. So if you want honest, professional, and experienced help with your auto insurance decision, call us today at 833-848-2477.
What is auto insurance?
Auto insurance assists you financially in covering vehicle damage costs in the unfortunate case of an accident. It is a paid agreement between you and your insurance provider. After filing a claim following an accident, your provider will step in and assist you in covering significant damage costs depending on what you are responsible for.
What do auto policies cover?
Any vehicle with a current Florida registration must carry at least:
$10,000 Property Damage Liability
PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash. PDL coverage pays for damage to another person’s property caused by you or someone else driving your insured vehicle.
The perks included within the policy you choose are generally up to you, but auto policies can offer expansive benefits such as:
Collision Insurance: Covers damage to your own vehicle after a wreck.
Comprehensive Insurance: Pays for damage from non-accident mishaps, like weather damage.
Medical Coverage: Pays for your medical bills and those of your passengers.
Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.
Other coverage offers help for roadside assistance and rental car coverage. Contact your agent about including these protections in your coverage.
Why do you need car insurance?
You are required to have at least some type of auto insurance policy in most areas. However, settling for the bare minimum coverage just to have it can jeopardize the future of you and your vehicle. It’s important to get adequate coverage to assure the safety of your future in the case of an accident. We will help you in finding the best policy for you and your specific scenario.
Questions to ask your agent
Our knowledgeable agents are here to guide you in choosing the best coverage through a variety of sources and expertise, as well as continuous support and advice.
Here are some things to consider as you select your coverage:
How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
What is the insurance company's level of service and ability to pay claims? (Some might be more convenient for you than others).
What discounts are available? (Ask about good driver, multiple policy and student discounts.)
What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
Looking for Auto Insurance? We give you some tips so you have in mind when choosing your coverages
FLORIDA STATE REQUIREMENTS:
- Personal Injury Protection (PIP) – Pay medical expenses after an accident ($10,000)
- Property Damage - Pays for damages you cause in a car accident to someone else’s property such as autos, buildings, telephone poll ($10,000)
- Collision – Protect the investment you made in your car for damages to your car
- Comprehensive – Pay for repairs to your auto because of theft, vandalism or natural disasters
If the state of Florida requires you to obtain an SR-22 or FR-44 click here
- Bodily Injury – Protect yourself from the damages and injury from a legal claim
- Uninsured Motorist – Protect yourself from uninsured drivers or underinsured drivers without enough insurance for your injuries
- Motor Club – Offer peace and tranquility, wherever the road takes for Breakdown and Towing you