An essential part of owning a business is protecting the employees who work for you. Workers’ compensation insurance can help cover medical costs and lost wages due to work-related injuries or illnesses.  

Coverage is required in nearly all states, so check with your own state’s regulations before getting started. Regardless of requirements, our agents at The Insurance Store USA, LLC are here to help you sort through policies for your business.  

What Does Workers’ Compensation Insurance Cover? 

Workers’ compensation insurance provides coverage to employees who experience a work-related injury or illness. Your policy can help cover the following for an employee:  

• Medical costs

• Partial lost wages due to time away from work

• Vocational rehabilitation

• Death

Not only can this coverage help employees, but it is also designed to aid the employer in case of a lawsuit related to an employee’s work-related injury or illness. Workers’ comp can help cover the following:  

• Attorney’s fees

• Court costs

• Witness fees

• Settlements

How Much Does Workers’ Compensation Insurance Cost? 

The overall cost of your workers’ compensation insurance will vary. The following factors could determine your policy’s premium:  


Contact an agent to learn more or to get a quote. 

Learn More About Workers’ Compensation Insurance 

The Insurance Store USA is here to help you best protect your business from harm. Reach out to an agent today if you have policy-related questions or if you’re looking to get started with coverage.