Auto Insurance Information
Car insurance is a legal requirement in many states in this country, and it’s not just for car owners. Contact The Insurance Store USA, with offices in Kissimmee and Apopka, Florida, to get a quote for non-owned car insurance.
What Is Non-Owner Car Insurance?
Non-owner car insurance is a policy that can offer coverage that meets your state’s required minimums. It may help cover third-party bodily injury and property damage you cause while driving a vehicle you don’t own. It typically functions as secondary insurance to the vehicle owner’s policy. Non-owner car insurance policies may include additional coverages such as personal injury protection (PIP) coverage and uninsured or underinsured motorist insurance coverage, or these coverages may be added for extra protection and peace of mind while driving.
Non-owner car insurance policies do not typically cover damage to the vehicle you’re driving.
Can You Get Car Insurance Without a Car?
You can generally get car insurance even if you don’t own a vehicle. Non-owner car insurance is specifically designed for people who don’t own a car but need coverage while driving.
Do You Need Non-Owner Car Insurance?
If you don’t own a car but frequently borrow cars, use car-sharing or short-term rental services or rent cars often, non-owner car insurance may make sense.
Your agent can help determine whether non-owned car insurance suits your situation.
If you need help determining whether you need non-owner car insurance, speak with an insurance agent who can help you determine the best coverage for your needs. Contact the team at The Insurance Store USA to learn more about your auto insurance options.